The Founder (Alice Chow)

 First Lead Investments Consultant Limited is founded by Alice Chow in 2006.

Alice Chow is the Founder and Chief Executive Officer of First Lead Investments Consultant Limited (FIRST LEAD), a boutique property portfolio/ investment consultancy firm. With over 20 years experience in the banking, finance and investment industry, Alice is a recognised expert on personal and corporate financial investment strategy. Her clients include private corporations, CEOs of multinational corporations, owners of publicly listed companies, successful business owners of small to medium enterprises and high net worth individuals around the world.

Alice is also an independent advisor to several leading international banks headquartered in Singapore. Recognised for her astute market acumen and incredible forecasting ability, Alice’s professional insights are much sought after and she is regularly quoted in leading industry journals.

Prior to establishing FIRST LEAD, Alice was a Product Development Officer (Assets) with Standard Chartered Bank in Malaysia. During her time there, Alice led numerous profit improvement programs, including the development of an extensive range of financial asset products within the loans and mortgages department for the bank. She was also instrumental in the training and development of the sales force team for Standard Chartered Bank.

Lloyds TSBRecognised for her creative financial leadership, Alice was headhunted by Lloyds TSB Bank Plc ( listed in UK) to spearhead the development and growth of the Bank’s first “international mortgage and private banking” business in Malaysia.

Alice pioneered strategic new business models within the early stages of the international mortgages and private banking business for Lloyds TSB Bank Plc, Labuan Branch in Malaysia. The international mortgages business included financing and structuring the purchase of properties in the USA, UK, Australia, Canada, Singapore and New Zealand.

During the 1997 financial crisis, Alice played a critical role in the careful structuring of innovative financial products and solutions including the concept of cross border financing and multi-currency loans for her high net worth clientele. By cleverly using different financial instruments, Alice enhanced the total return of her clients’ portfolio during a period of financial uncertainty.

For her unrelenting dedication in producing results and professional zeal, Alice was awarded Top Account Manager, Private Banking Group in Asia by Lloyds TSB Bank Plc for 3 consecutive years (2001-2003). She became the first Senior Vice President of Lloyds TSB Bank, Labuan Branch in Malaysia.

Today, Alice Chow leads a dynamic and committed team of independent property investment consultants in FIRST LEAD.

To Alice, spotting the right cycle is a skill, buying is an art and innovative divestment is a discipline.

Qualifications : Chartered Financial Consultant (USA) , Chartered Institute of Marketing (UK), Registered Agent Representative (Vic Australia)

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“During the financial crisis, Alice helped us manage and mitigate our risks. In fact, the investment portfolio I had with her was the only one that made any money, whilst all my other investments suffered.”
~ Joanne Chew ~